Promoted by a discussion on the Monzo community about whether we really need physical cards these days, I was wondering if you could get ahead of the curve on the migration to Visa?
In response to the suggestion of a bank account without a physical card, I said:
I’m not sure that it should be an either/or thing. Imagine during the sign up flow being asked if you want a physical or virtual card (with the option to get a physical one later if you want).
Better environmental credentials, lower cost, no one misses out and new sign ups can get a brand new, fully functioning account in minutes. What’s not to like?
This got me thinking. To expedite the move from Wirecard could you issue virtual Visa cards so that we can just them online and via Android/Apple Pay etc? Then follow up with physical cards later.
(This is probably in the category of “sounds easy but behind the scenes isn’t possible right now” - but I thought I’d throw it out there anyway).