Andy it is slowly starting to make sense with one big caveat.

Pick holes in this and perhaps see if Iām not thinking clearly or if indeed there is something that need sorting with the app. (It needs sorting for it to be useful to me but I may be the only one)

If the monthly budget figure doesnāt change/adapt as you spend, as you suspect, then without getting a calculator out thereās no way to see how much you have left to spend this month?

I assume a fair proportion of people get paid a monthly salary?

If thatās the case I assume a fair proportion of people would like to know what they have left for the month taking into account expected and budgeted for items?

So, a very over simplified example:

I get paid Ā£2000

I have expected expenses of Ā£500

I therefore have Ā£1500 to spend for the month

By the 15th of the month I have spent Ā£250 of my expected and budgeted expenses (I wouldnāt expect that to come off the Ā£1500 I have available to spend)

And have spent Ā£600 on all sorts of other stuff

I want to be able to see on my monthly budget page that I have Ā£900 left to spend.

Am I missing something? Is this not a really basic figure that everyone wants? How much you have available to spend before the next salary arrives?