The best, and not so secret, trick to building up a healthy pension fund is … to start early.
Do you remember starting your first pension, and what made you do it?
I started my first pension with my bank shortly after I began to work in my early 20s - this was in the early 1990s though. Life was a bit different then (pre-WWW!). It was a not-very-considered step to start putting money away because in those days, employers didn’t do it for you automatically.